Checking

GCB Checking

Georgia Community Bank has a number of account options personalized to meet customer demands. Browse through our plans to find the service that suits your needs.

All Georgia Community Bank checking accounts offer FREE online banking with bill pay, MasterCard® check cards, mobile banking, and first-rate customer service.

Checking

Regular Checking Account

Our Regular Checking is great for meeting all essential, everyday banking needs.

Features

  • Free Online Banking
  • Free Online Billpay
  • Free Mobile Banking*
  • $100 Deposit to Open the Account

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • $5 Monthly Service Charge
  • 15¢ per debit transaction (withdrawal, check paid, automatic transfer or payment out of account)
  • No monthly service charge or per check charge when you maintain a balance of $500.00 or more.
GCB-check-book1

Checking

GCB Club Checking Account

Club checking offers a flat rate monthly service charge with no per item fee and no minimum balance requirements.

Features

  • No Per Check Charge
  • Free Standard Check Printing
  • Free Online Banking
  • Free Online Billpay
  • Free Mobile Banking*

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • $100 Deposit to Open the Account
  • $7 Monthly Service Charge
  • $10 Monthly Service Charge for Family Plan
GCB-club-checking

Checking

Student Checking Account

Our Student Checking Accounts are available to students 22 years of age or younger.

Features

  • No Monthly Service Charge
  • No Per Check Charge
  • Free Online Banking
  • Free Online Billpay
  • Free Mobile Banking*

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • Proof of eligibility required.
GCB-Student-Checking

Checking

Senior Checking Account

Our Senior Checking Accounts are available to seniors 62 years of age or older.

Features

  • No Monthly Service Charge
  • No Per Check Charge
  • Free Online Banking
  • Free Online Billpay
  • Free Mobile Banking*

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • Must be 62 years of age or older to qualify. Proof of eligibility required.
GCB-Seniors-Checking

Checking

Personal NOW Checking Account

You work hard for your money, so let your money work hard for you with GCB’s Personal NOW (negotiable order of withdrawal) checking . 

Features

  • Interest compounded and credited monthly using Daily Balance method. Daily Balance determined by the application of a daily periodic rate to the full amount of the principal in the account each day.
  • Free Online Banking
  • Free Online Billpay
  • Free Mobile Banking*

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • $1250 Deposit to Open Account
  • $5 Monthly Service Charge
  • 15¢ Per Debit Transaction (withdrawal, check paid, automatic transfer or payment out of account).
  • No monthly service charge or per check charge when you maintain a balance of $1,250.00 or more
  • Interest rates and annual percentage yields may change according to bank discretion
GCB-Personal-Now-Checking

Checking

Commercial Checking Account

Every business needs a good financial foundation, and a GCB Commercial Checking Account is a great place to start.

Features

  • Free Online Banking
  • Free Online Billpay
  • Free Mobile Banking*
  • No Monthly Service Charge or Per Check Charge When You Maintain a Balance of $750 or More

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • $100 Deposit to Open Account
  • $10.00 Monthly Service Charge
  • 15¢ Per Debit Transaction (withdrawal, check paid, automatic transfer or payment out of account)
GCB-Commercial-Checking

Checking

Commercial NOW Checking Account

Different organizations have different needs. Our Commercial NOW ( negotiable order of withdrawal) checking is an interest-bearing business checking account that’s easy to open and easy to maintain.

Features

  • Commercial Now Checking Accounts are Interest Bearing
  • Free Online Banking, Billpay, and Mobile Banking*
  • No Monthly Service Charge or Per Check Charge When You Maintain a Balance of $2,000 or More
  • Interest compounded and credited monthly using Daily Balance method. Daily Balance determined by the application of a daily periodic rate to the full amount of the principal in the account each day

*Georgia Community Bank offers this service free of charge, but you should check with your mobile service provider for data usage rates.

Requirements

  • $2,000 Deposit to Open Account
  • $5 Monthly Service Charge
  • 15¢ Per Debit Transaction (withdrawal, check paid, automatic transfer or payment out of account)
  • Interest rates and annual percentage yields may change according to bank discretion

The Commercial Now Account is available only to Non-Profit Organizations; Sole-proprietorships; Partnerships between husband and wife; Homeowner and condominium owner associations, as defined in section 528 in the Internal Revenue Code: Government units, including federal, state or local municipalities; Pension funds, escrow accounts, and security deposit accounts only if the entire beneficial interest is held by individuals or any of the above type eligible organizations (if any of the beneficiaries do not qualify, the entire account is ineligible); Trust funds and other funds held in a fiduciary capacity (either by an individual or a corporate fiduciary) if all of the beneficiaries are eligible. This includes IOLTA (interest on lawyer’s trust account) as long as all interest earned on the attorney’s trust accounts is paid over to the state bar association or some arm of the state judiciary. Commercial Now accounts are subject to strict eligibility requirements. Necessary documentation may be required.

GCB-club-checking

GCB

Our Services

How We Work

GCB utilizes the latest account access technologies available. Get in touch to find out more.

Read More

Savings Accounts

We make saving easy! Let us help you with a savings account to meet your needs.

Read More

Online Banking

Access your Georgia Community Bank accounts, transfer money, and utilize bill pay.

Read More

Mobile App

Take GCB with you wherever you go! Access your accounts on your phone or other smart device.

Read More