Privacy Policy

PRIVACY POLICY

WHAT DOES GEORGIA COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Credit history and income
  • Payment history and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Georgia Community Bank chooses to share; and whether you can limit this sharing.​

Privacy Policy

What Does Georgia Community Bank Do With Your Information?
Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal Law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number and account balances
- Credit history and income
- Payment history and transaction history
GCB-Agricultural-Loans

Reasons We Can Share
Your Personal Information

  • For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
  • For our marketing purposes – to offer our products and services to you
  • For joint marketing with other financial companies
  • For our affiliates' everyday business purposes – information about your transactions and experiences
  • For our affiliates' everyday business purposes – information about your creditworthiness
  • For our affiliates to market to you
  • For nonaffiliates to market to you

Does Georgia Community Bank
Share?

  • For our everyday business purposes - Yes
  • For our marketing purposes - No
  • For joint marketing with other financial companies - Yes
  • For our affiliates' everyday business purposes (information about your transactions and experiences) - No
  • For our affiliates' everyday business purposes (information about your creditworthiness) - No
  • For our affiliates to market to you - No
  • For nonaffiliates to market to you - No

Can You Limit
This Sharing?

  • For our everyday business purposes - No
  • For our marketing purposes - We Don't Share
  • For joint marketing with other financial companies - No
  • For our affiliates' everyday business purposes (information about your transactions and experiences) - We Don't Share
  • For our affiliates' everyday business purposes (info about your creditworthiness) - We Don't Share
  • For our affiliates to market to you - We Don't Share
  • For nonaffiliates to market to you - We Don't Share

Questions?

Call 833-422-2265 or go to www.gcb.bank

Who We Are

Who is providing this notice?

Georgia Community Bank

What We Do

How does Georgia Community Bank protect my intormation?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for who access is appropriate.

How does Georgia Community Bank collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan or deposit money
  • Open an account or pay your bills
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Georgia Community Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Georgia Community Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include an insurance company.