Privacy Policy

WHAT DOES GEORGIA COMMUNITY BANK DO WITH YOUR PERSONAL INFORMATION?

Reasons We Can Share
Your Personal Information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


For our marketing purposes – to offer our products and services to you


For joint marketing with other financial companies


For our affiliates’ everyday business purposes – information about your transactions and experiences


For our affiliates’ everyday business purposes – information about your creditworthiness


For our affiliates to market to you


For nonaffiliates to market to you

Does Georgia Community Bank
Share?

For our everyday business purposes – Yes


For our marketing purposes – No


For joint marketing with other financial companies – Yes


For our affiliates’ everyday business purposes (information about your transactions and experiences) – No


For our affiliates’ everyday business purposes (information about your creditworthiness) – No


For our affiliates to market to you – No


For nonaffiliates to market to you – No

Can You Limit
This Sharing?

For our everyday business purposes – No


For our marketing purposes – We Don’t Share


For joint marketing with other financial companies – No


For our affiliates’ everyday business purposes (information about your transactions and experiences) – We Don’t Share


For our affiliates’ everyday business purposes (info about your creditworthiness) – We Don’t Share


For our affiliates to market to you – We Don’t Share


For nonaffiliates to market to you – We Don’t Share

Questions?

Call 229-995-4461 or go to www.gcb.bank

Who We Are?

Who is providing this notice?

Georgia Community Bank

How does Georgia Community Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for who access is appropriate.

How does Georgia Community Bank collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan or deposit money
  • Open an account or pay your bills
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit
all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Georgia Community Bank does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Georgia Community Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include an insurance company.