Important Banking Updates

Your Banking is Getting an Upgrade

Effective October 19th, Georgia Community Bank will be upgrading our systems to better serve you. We want our customers to be informed before the changes go into effect, so please see our quick info and FAQs below.

What’s Staying the Same

Account Numbers

No Changes

Checks

Keep Using Your Current Supply

Debit Card & Pin

No Changes*

Online BankingLogin

Your Current Username Will Still Work**

NOTE:

The current mobile app and online banking system will be unavailable beginning at 4pm on Thursday, October 15th through the launch of the new system on Monday, October 19th.

*During the switchover, debit cards will be frozen between 4:00 – 4:30PM on October 15th. All debit card transactions made during this period will be declined.

**While your username will remain unchanged, you will be prompted to enter the last 4 of your SSN as your initial password.

Download the New GCB Mobile App

Beginning October 19, you’ll need to download the new Georgia Community Bank mobile app from the App Store of Google Play.

apple app store button
Google Play store button
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A New Way To Move Money

Meet Payrailz

Payrailz will replace Zelle through GCB Online & Mobile Banking, give you more ways to move money. 

It's Easier to Send Money to People

Send using a recipient’s email address or mobile number. Recipient enrollment is not required.

Move Money Between Accounts

Payrailz supports account-to-account transfers across financial institutions.

  • P2P + A2A Transfers

  • No Recipient Enrollment Required

  • No Fee From GCB

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A Note About Statements

Final statements from the current system will be available October 15. Beginning October, 19, statements will be available on the last day of each month. You may receive more than one statement for October.

What You Need To Know

FAQs

Yes, your account numbers will stay the same. Customers can continue to use any checks they have until the supply is gone.

Yes, you will be able to use your current debit card and PIN.

During the switchover, debit cards will be frozen between 4:00 – 4:30PM on October 15th. All debit card transactions made during this period will be declined.

Yes, you will be able to log in to online banking and mobile banking using your current username. You will the last 4 digits of your SSN as your initial password.

You will need to download our new mobile app from the App Store or Google Play. The new app will be available on October 19th.

Our team members will be available to assist with any questions you have regarding online and mobile banking, as well as bill pay.

Note:  The current mobile app and online banking system will be unavailable beginning at 4pm on Thursday, October 15th through the launch of the new system on Monday, October 19th.

No, Zelle will no longer be enabled through online banking. We’ll be offering a new product called Payrailz through our online banking platform. It is a modern digital payments platform that goes beyond just peer-to-peer payments (P2P). It also supports account-to-account transfers (A2A), giving you more ways to move money on your terms. Unlike Zelle, recipient enrollment is not required.

Final statements will be available on October 15 using our current system. Beginning October 19, all statements will be available on the last day of each month. Please note that you may receive more than one statement for the month of October.

Still Have Questions?

Our team is here to help!